[X] My Assistant

And this example is an exception and exepctions confirm the rule.

Logical fallacy.

Investment will always be trading one tangible asset for another tangible asset.
Both sides are taking a risk that their asset will generate income.

Gambling will always be trading one tangible asset for a randomly generated asset.
1 side is taking the risk that "the house".. (Casino, Lottery, Horse track, etc.) will randomly generate them income.

Both Investment and Gambling walk around hand in hand everyday. They are life time lovers.

Logical fallacy.

Not at all. Read it again and concentrate on the underlined part.

Exceptions confirm the rule.

Now think. What is an exception? Has the penny now dropped?

edit: typo

This post has been edited by Uncle Stu: Sep 5 2017, 02:00

@Scremaz

thanks a lot for the help

I just remembered a real life example of Investment and gambling walking hand in hand.
Where it literally blurred the difference between them.

In a city far far away, there was a pair of warlocks who gambled on land.

The market had tanked, land was selling for pennies on the dollar.

They "gambled" that if they started buying up this land to the far north, it would trigger demand.
Other warlocks would say "Why ist thou land being gobbled up? We must interject. "

It didn't work. No other warlocks came forward, and their "gamble" was about to sink them.

Then a fair maiden named Faraday arrived and the town rejoiced.
They were to build a manufacturing castle to be admired by all that saw.

This caused all kind of excitement for all the lands around, and people wanted to know...
What ist this fair land to magically attract Faraday? Whom ist this Faraday?

A mighty prince took notice... Sir Amazon... and he sent his knights forward.
Several others who watch Sir Amazon took notice that the knights were marching toward this land.

They sent their scouts to watch.

The story ends that Faraday turned out to be an evil witch trying to cause trouble, and sizzled out to a dull roar.
It's mighty manufacturing castles never appeared.

But Sir Amazon built 7 mighty castles much bigger than Faraday bragged.
Others built alongside, and castles began sprouting like magical beans.

Then the township rejoiced and widened highways and built off ramps and infrastructure galore.

One of these off ramps was adjacent to all the land the original warlocks bought.
Their wealth increased to the legend of kings.

The moral of this story: Did the warlocks gamble, or did they invest?
Did the mighty Faraday really intend to build and just lost his way?
Or was Faraday an evil witch set forth to change the destiny of the warlocks?

This post has been edited by RoadShoe: Sep 5 2017, 02:19

Tell me just one example of investment that is not a gamble?

This is sophism.
Is like saying that if you have a 10 apples and you eat 9 out of 10 you just eat a few because tyou didn't eat everything.
Gamble is used when the chance of losing is very high (the term derives from the word game, btw).

I see no similarity at all between going to the casino and risking all your money in a poker match (which is the epitome of gambling) or buying an house with the same money.
If you speculate you are gambling.
In you invest in venture capital you are gambling.
If you buy bonds in different areas on the world with different currencies you're not gambling since you are actively trying to minimize the risks involved (so doing the exact opposite of what gambling means).

And we are also completely Off Topic.

let's take a break from all these gambling comments (and bring them to the general chat please)
do higher difficulties give more proficiency?

do higher difficulties give more proficiency?

Yes.

Proficiency depends on the amount of XP gained.
Higher difficulties give more XP.
QED (IMG:[invalid] style_emoticons/default/smile.gif)

Will it cost Charged holy mage less turns to clear pfudorfest than Radiant holy mage?
Lv.500,1.0prof,non-imperil,fully upgrade.
Radiant needs about 6500turns-7000turns without 0 turn for reference.

Investment will always be trading one tangible asset for another tangible asset.
Both sides are taking a risk that their asset will generate income.

Gambling will always be trading one tangible asset for a randomly generated asset.
1 side is taking the risk that "the house".. (Casino, Lottery, Horse track, etc.) will randomly generate them income.

Both Investment and Gambling walk around hand in hand everyday. They are life time lovers.

my experience
- derivates (call / put options on stock) is gambling. It's fun, but gambling
- stock is much safer, but wait for a dip to step in
- index trackers are good to start with. again, wait for a little bit of panic before stepping in.
- a house is solid investement. Paying off mortgage is much more return on investment than getting interest on savings

So what does this mean for playing HV?
- sell your trophies, don't gamble on derivates (shrining them)
- Train some archeologist (it's like stock with divident)
- watch the Hath and GP exchange: sell high and buy low

- a house is solid investement. Paying off mortgage is much more return on investment than getting interest on savings

It is just because we are living in an extremely low interest rate environment. Bubbles are created by the low discount factor that cannot be lowered furthermore.

My boss has told me the old days when rent was so fxxking low that buying a house and paying 2-digit interest didn't make sense.

And we are also completely Off Topic.

thank you. i would've pointed it out myself but you know, i was sleeping (IMG:[invalid] style_emoticons/default/duck.gif)

my experience
- derivates (call / put options on stock) is gambling. It's fun, but gambling
- stock is much safer, but wait for a dip to step in
- index trackers are good to start with. again, wait for a little bit of panic before stepping in.
- a house is solid investement. Paying off mortgage is much more return on investment than getting interest on savings

off-top...

So what does this mean for playing HV?
- sell your trophies, don't gamble on derivates (shrining them)
- Train some archeologist (it's like stock with divident)
- watch the Hath and GP exchange: sell high and buy low

uh. nice catch.

It is just because we are living in an extremely low interest rate environment. Bubbles are created by the low discount factor that cannot be lowered furthermore.

My boss has told me the old days when rent was so fxxking low that buying a house and paying 2-digit interest didn't make sense.

not explicitly referring to you alone, but recalling RL markets to validate opinions is one thing (until a certain extent, HV market is a bit particular), speaking about house rent is another.

real estate OT exhausted, next subject?

A question about monsters, since I completely green about that.

Given that maintaining monsters (even without improving their PL) has some cost, but they can return gifts, what is the best player level to begin to create them ?

And is it better to have more low power monsters, or less but high power ?

I would prefer an articulate answer then a two-liner, if possible, thank you all (IMG:[invalid] style_emoticons/default/wink.gif)

Could we stop talking about investment and all please? Not only it's being out of place but it's also starting to feel nervous.

Now then, let's talk about investing



...in monsters (IMG:[invalid] style_emoticons/default/tongue.gif)

Given that maintaining monsters (even without improving their PL) has some cost, but they can return gifts, what is the best player level to begin to create them ?

And is it better to have more low power monsters, or less but high power ?

I'd say it's best to start creating monsters right away. Even if they never win, you're still guaranteed a gift every 3 days. And even a PL25 monster can bring you bindings and rare materials. So it's always beneficial to unlock new slots whenever you get the tokens to do so, and to create monsters constantly. And it's been said repeatedly that it's better to have lots of low-level monsters compared to high-level ones. At a certain point, you can't really expect to get any reasonable return on investment. I mean, once you've sunk 100+ crystal packs into upgrading a single monster, that monster will take forever to break even.

All of my monsters are still below PL200 and I've already gotten 4-5 phazons and over a dozen of pretty much every binding, so my monster lab is actually making a profit. Still, once you reach a really high level and don't have anything better to do, the monster lab can be a very nice credit sink. Just don't expect a huge benefit from it (IMG:[invalid] style_emoticons/default/tongue.gif)

A question about monsters, since I completely green about that.

Given that maintaining monsters (even without improving their PL) has some cost, but they can return gifts, what is the best player level to begin to create them ?

And is it better to have more low power monsters, or less but high power ?

I would prefer an articulate answer then a two-liner, if possible, thank you all (IMG:[invalid] style_emoticons/default/wink.gif)

[attachembed=108025]

I think PL 753 is fine. (Reasonable cost, not low-grade materials)

[attachembed=108026]

Of course, it doesn't win frequently.

This post has been edited by Goldage: Sep 5 2017, 14:46

Will it cost Charged holy mage less turns to clear pfudorfest than Radiant holy mage?
Lv.500,1.0prof,non-imperil,fully upgrade.
Radiant needs about 6500turns-7000turns without 0 turn for reference.

I doubt anyone but holydemon/frankmelody can answer you on this.

In my own experience, with max hath perks and max staff upgrades with lv30 upgrade set of full charged holy (4+1), I couldn't clear pfudorfest because my dmg output was too low causing monsters to use mp/sp attacks. The rest is obvious lol That's why I gave up on holy mage, you couldn't get enough dmg without sinking a lot of credits into your set.

I'd say it's best to start creating monsters right away. Even if they never win, you're still guaranteed a gift every 3 days. And even a PL25 monster can bring you bindings and rare materials. So it's always beneficial to unlock new slots whenever you get the tokens to do so, and to create monsters constantly. And it's been said repeatedly that it's better to have lots of low-level monsters compared to high-level ones. At a certain point, you can't really expect to get any reasonable return on investment. I mean, once you've sunk 100+ crystal packs into upgrading a single monster, that monster will take forever to break even.

[/b]Thank you for your answer, and the one from Goldage too, though he seems to think higher PL is better.

From this and the wiki I think the best strategy is somthing like this :

1) as you get blood tokens, use them to open slots and not to upgrade monsters

2) start withlevel 25, slowly upgrade while also your player lvl goes up, so that incoming gifts (especially material) are aligned to what you need (i.e. LG for low lvl player, MG for intermediate, HG for higher)

3) don't invest in crystals if possible (just the minimum quantity to improve moral, maybe, so also scaling PL at the same time but at a sedated rate)

Do you think this is good to minimize cost of monsters, while maximizing the gift-to-cost ratio ?
Or there are better ways ?

Thank you (IMG:[invalid] style_emoticons/default/smile.gif) (again)

1) as you get blood tokens

chaos. and personally i think (unless you have a very, very big crystal incoming) that keeping them at low PL can have a better ROI

chaos.

Yes, of course, my typo, sorry (IMG:[invalid] style_emoticons/default/sad.gif)

and personally i think (unless you have a very, very big crystal incoming) that keeping them at low PL can have a better ROI

Thanks, I was also thinking that, but when they're slow on moral, if I don't use crystals I have to use Happy Pills, and those are dear (IMG:[invalid] style_emoticons/default/anime_cry.gif)

Is there some other method to keep their moral at good level ?