QUOTE(Thiaguinho-sama @ Oct 17 2022, 11:38)

Does monster level affect how much Credits they drop?
Also, does gear at Potency 10 makes a lot of difference to help survive in Nintendo difficulty?
I've been focusing on raising my Exquisite weapons to Potency 10
I also have Exquisite Body / Hand and Magnificent Leg
I'm also at level 185, close to get Spirit Shield
So I've been wondering if saving money for Auto-cast 3 for Spirit Shield
And having all my best gear at Potency 10 + Soulbond
Would be enough to survive more easily at Nintendo
So far I can survive 30 rounds at Nintendo when doing Item World
With some pretty close calls and battles being kinda long
Never tried Arena challenge that have boss at the end, but don't think I can survive it at the moment
So was wondering if by getting those things it would make much difference
Or if I should just focus on grinding at Hell
The level you battle them at which happens to be their level too? No, a PFUDOR monster at level 200 will drop the same creds as one at level 500.
The monster's power level? iirc the credit chance was static to somthing like 15-20%? In any case it shouldn't be affected by things like the trainings (at least directly), however there's a credit multiplier tied with difficulty so the main way to increase credit gain is of course clearing at the highest difficulty as possible.
IW10 is rather noticeable for the weapon so if you must just focus on that one(s) as the Hollowforge status is the thing that makes it worth it. Your armors will likely get changed as you level up so it's more trouble to IW those than it's worth it.
From personal experience Spirit Shield does suck a bit the moment you get it and takes a few upgrades to shine. I distinctly remember it doing poorly on Nintendo, only activating a few times on IWBTH and actually doing some heavy work on PFUDOR so while I would recommend to have it as an autocast slot as soon as possible if you're struggling with money maybe investing a bit in gears -if available- will give you more immediate benefits.
Also saying this just in case but Item World gets harder every round so maybe you're actually able to clear arenas at Nintendo already.
Overall it's just a case of leveling up more to get more stats and ability upgrades and making your character tougher while trying to get better gears. No amount of IW will make an Exquisite better than a good Magnificent or Legendary unless you forge like crazy and soulbounding is okay but not a priority unless absolutely necessary. So if I had so say something is, if you can take it try grinding at Nintendo to max your loot and gear chances, and if it's not possible, takes too long or it's just not fun there's nothing wrong playing at Hell or lower. You'll gain exp anyways so no shame in that.