My family consists of idiots. I've been looking at the dividend distribution history for the financial entity I invested in. More than 5 years ago, profits varied between 5 to 7 cents per unit share. But ever since the China flu outbreak and worsened by Russia's stupid war on Ukraine, it would be a miracle if dividend could exceed 4 cents per unit even by a little bit. If only my mother had the wisdom to invest all of my late father's insurance money back in 2009, we would have made a lot of money right now. Instead, she squandered each and every cent of it. Then, my sister somehow thought signing up to pay a RM800,000 house loan is a good idea, much to my mother's delight who always wanted to move to Kuching. That's so fucked up. Because that means the RM30,000 spent on upgrading the old house's fencing is wasted. Plus, the new house in Kuching is priced at only RM400,000 by the house developer. I was the only one back then who questioned this poor management whereas my siblings are way too blinded by their "unconditional love" to my mother.
I'm the only one ever in my family who thinks about proper money investments. If my family hadn't squandered financially, we would have the necessary capital to increase the investment's value. Contrary to their beliefs, I am actually the wise one, while the rest of the family members are turds.
My dumb mother never endured the hardship of having a job. Instead of doing something after my father passed away, she would occasionally complained and ranted about the lack of "financial aid from the government". First of all, whatever "financial aid" this bitch was blabbering about, it doesn't exists. At all. Second, even if it exists, no aid will come if she does nothing but stay in the house throughout her lifetime. Third, when we did have some money (my late father's leftover insurance money), my mother squandered every cent of it, using it all on upgrading the old house's fencing instead for investment. This level of stupidity should have made her not deserving of making further demands. Unfortunately, my siblings were too blinded by their unconditional love. Mother wanted a new house and move away from the old one, my stupid siblings said Ok. Mother wanted a vacation to stupid places like Cameron Highlands and Kundasang (at the expense of my own dream of a vacation at a theme park), my siblings again said ok. Now, my dumb mother is talking about extending the kitchen in the backyard and owning a Toyota Hilux. Get a job or don't talk about it at all, damn it! Never trust financial decisions on a housewife. My mother act like she is wise, but in reality her brain is made of turd. A wise person would never squandered their family financially on a colossal scale.
I think elda88 should have provided enough data by now to stop posting after feeding it to a bot that will be able to post exactly the same thing without anybody realizing. I mean, narukami5 did that ages ago right?
A financially-wise person allocates part of available money for investment. My mother spent everything on one thing which was eventually discarded later on. All of RM30,000 used up for nothing.