I never wrote that it was truth. It was meant to be taken as opinion. An opinion is, in all respects, subjective. So, yes, my statement was subjective.
No. The one in the old bastard in Arefu's house. I need a lockpick skill of 50 to get in, but I'm only about 34. I'm level 20, so I can't improve it, unless there's some clothing that'll raise me that much.